Terms & Conditions

Last Updated: April 8, 2025

Welcome to STCO Digital! These Terms and Conditions (“Terms”) govern your access to and use of our website, https://stcodigital.com/ (the “Site”), and the purchase of products offered on the Site.

By accessing or using our Site, you agree to be bound by these Terms. If you do not agree, please do not use our Site.

1. General Information

STCO Digital is an online store specializing in the sale of electronic products and accessories. All users of this Site agree that access and use of the Site are subject to the following terms and applicable laws.

2. Eligibility

You must be at least 18 years old or have legal parental or guardian consent to access and use this Site. By using the Site, you represent and warrant that you meet this requirement.

3. Product Information

We strive to display product information, images, prices, and availability accurately. However, we do not warrant that product descriptions or other content on the Site are accurate, complete, reliable, current, or error-free.

We reserve the right to correct any errors, inaccuracies, or omissions and to change or update information at any time without prior notice.

4. Pricing and Payment

All prices are listed in your local currency (or as specified) and include applicable taxes unless otherwise stated.

We accept a variety of payment methods. By submitting your payment information, you authorize us to charge the applicable payment method.

5. Orders and Shipping

All orders are subject to acceptance and availability. We reserve the right to refuse or cancel any order at our discretion, including for reasons such as product availability, pricing errors, or suspected fraud.

Shipping timelines are estimated and may vary due to external factors beyond our control. Once shipped, tracking information will be provided where available.

6. Returns and Refunds

Please review our Return Policy for detailed information on returns, exchanges, and refunds.

Generally, returns are accepted within 7–14 days of delivery for items in unused, original condition with proof of purchase.

7. User Accounts

You may be required to create an account to access certain features. You are responsible for maintaining the confidentiality of your account and password and for restricting access to your account.

You agree to accept responsibility for all activities that occur under your account.

8. Intellectual Property

All content on this Site, including text, graphics, logos, images, and software, is the property of STCO Digital or its content suppliers and is protected by copyright, trademark, and other laws.

You may not reproduce, duplicate, copy, sell, resell, or exploit any portion of the Site without express written permission.

9. Prohibited Activities

You agree not to:

• Use the Site for any unlawful purpose.
• Interfere with or disrupt the Site’s functionality.
• Transmit any malware or harmful code.
• Violate any applicable laws or regulations.

10. Limitation of Liability

To the fullest extent permitted by law, STCO Digital shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of the Site or purchase of products.

11. Indemnification

You agree to indemnify, defend, and hold harmless STCO Digital and its affiliates, officers, agents, partners, and employees from any claim or demand made by any third party due to or arising out of your use of the Site or violation of these Terms.

12. Changes to Terms

We reserve the right to update or modify these Terms at any time without prior notice. Changes will be effective upon posting to the Site. Your continued use of the Site after changes are posted constitutes your acceptance of the updated Terms.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of Nigeria, without regard to its conflict of law principles.

14. Contact Us

If you have any questions about these Terms and Conditions, please contact us at:

📧 Email: support@stcodigital.com
🌐 Website: https://stcodigital.com/